Broken limbs. Nagging coughs. Middle-of-the-night doctor visits. It pays to have medical insurance. And you’ll definitely pay if you don’t have it, because under the Affordable Care Act you must have medical insurance to avoid a federal tax penalty. Get coverage through an Ancestry-sponsored plan or through other options that may be available to you, such as your spouse’s employer benefits or a government program like Medicare or Medicaid.

Fortunately, Ancestry offers several medical plans featuring a range of coverage levels and costs, so you have the flexibility to choose the best plan for yourself and your family. Keep in mind that certain medical plans give you the option to contribute to a Health Savings Account (HSA), a tax-advantaged account that can help you save money.

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