Sometimes standard medical coverage isn’t enough. That’s where voluntary medical insurance comes in. It can help protect you from significant or unexpected out-of-pocket expenses.
Keep in mind that these plans are intended to supplement a medical plan. They do not provide the minimum level of medical coverage needed to meet the healthcare reform requirement for medical insurance. They may not be a good fit for all employees; consider your anticipated medical needs, along with the cost of the insurance plans. Adding a voluntary plan to a lower-cost medical plan may save you money while providing important coverage.
Ancestry offers three voluntary medical plans: accident, critical illness, and hospital indemnity.