Life and Accident Insurance

Life insurance provides important financial protection for you and your family.

Life and Accidental Death and Dismemberment (AD&D) Insurance

Ancestry provides you with a base level of employee life and accidental death and dismemberment (AD&D) insurance at no cost to you. This coverage provides a benefit of 3 times your salary, rounded to the next highest $1,000, up to $1 million.

Supplemental Life Insurance

To supplement the coverage provided by Ancestry, you can purchase additional life insurance for yourself, as well as for your spouse and children.

Employee Coverage

You can choose coverage from 1 to 7 times your annual compensation (rounded to the next $25,000), up to $1 million.

You are eligible to request up to $250,000 voluntary life during your 30-day new hire period. If you decide to waive supplemental life insurance during your new hire period, you will be required to provide evidence of insurability for any amount you choose.

This coverage is tied to your employment with Ancestry and typically ends if you leave the company. In some cases, you may be able to retain this coverage with the same insurance carrier after you leave Ancestry.

Spouse or Domestic Partner Coverage

If you enrolled in employee coverage, you can purchase spouse or domestic partner supplemental life coverage in $25,000 increments, up to $250,000.

You are eligible to request up to $50,000 of spouse or domestic partner supplemental life insurance during your 30-day new hire period. If you decide to waive spouse or domestic partner supplemental life insurance during your new hire period, you will be required to provide evidence of insurability for any amount you choose.

To enroll for spouse or domestic partner supplemental life coverage, you must be enrolled and approved for employee supplemental life coverage. Your spouse is defined as the person to whom you are legally married under state law, including a same-sex spouse.

Your domestic partner is eligible if you meet the following:

  • Have executed a domestic partner affidavit, establishing that you and your partner are domestic partners for purposes of the policy, or
  • Have registered as domestic partners with a government agency or office where such registration is available and can provide proof of such registration.

Child Coverage

If you enrolled in employee coverage, you can purchase child term life insurance as follows:

  • Birth to 6 months: $1,000
  • Age 6 months or older: $10,000
  • Monthly cost is $2.40

Supplemental Life Cost per Month for Every $1,000 of Coverage

Monthly cost is age rated based on the table below.

0–24 years old
25–29 years old
30–34 years old
35–39 years old
40–44 years old
45–49 years old
50–54 years old
55–59 years old
60–64 years old
65–69 years old
70+ years old
Life Rate
$0.05
$0.06
$0.08
$0.10
$0.12
$0.19
$0.32
$0.57
$0.80
$1.47
$2.60
Questions?

The Hartford

Plan/Group Number: 681096
Phone: 1-877-372-2927

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