UnitedHealthcare

Ancestry considers you part of our family. That’s why we offer several medical plans featuring a range of coverage levels and costs, so you have the flexibility to choose the best plan for you and your family. Keep in mind that certain medical plans give you the option to contribute to a Health Savings Account (HSA), a tax-advantaged account that can help you save money.

Watch the below videos to understand more about the Health Savings Account (HSA) to determine if one of the HDHP medical plan options may be right for you.
How HDHP with HSA works
HDHP vs Traditional PPO
Comparing HSA and FSA

	$500 Deductible	$1,500 Deductible with HSA	$2,500 Deductible with HSA
Provider Network	Options PPO Network (Utah) Choice Plus PPO Network (outside of Utah)	Options PPO Network (Utah) Choice Plus PPO Network (outside of Utah)	Options PPO Network (Utah) Choice Plus PPO Network (outside of Utah)
HSA Eligible	No	Yes	Yes
Individual/ Family HSA Funding by Ancestry	None	$750/ $1,500	$1,250/ $2,500
Preventive Doctor's Visit	Covered at 100% in-network*	Covered at 100% in-network*	Covered at 100% in-network*

In-Network

	$500 Deductible	$1,500 Deductible with HSA	$2,500 Deductible with HSA
Individual/ Family Deductible	$500/ $1,000	$1,500/ $3,000	$2,500/ $5,000
Individual/ Family Out-of-Pocket Max	$2,000/ $4,000	$3,000/ $6,000	$4,500/ $6,850
Plan Coinsurance	80%	80%	70%
Office Visit (Primary Care/Specialist)	$20 Primary care physician/$40 specialist*	20% after deductible	30% after deductible

Retail Prescriptions

	$500 Deductible	$1,500 Deductible with HSA	$2,500 Deductible with HSA
Generic (Tier 1)	$10 copay*	20% after deductible	30% after deductible
Preferred Brand Name (Tier 2)	$30 copay*	20% after deductible	30% after deductible
Non-Preferred Brand Name (Tier 3)	$60 copay*	20% after deductible	30% after deductible

Mail Order Prescriptions

	$500 Deductible	$1,500 Deductible with HSA	$2,500 Deductible with HSA
Generic (Tier 1)	$25 copay*	20% after deductible	30% after deductible
Preferred Brand Name (Tier 2)	$75 copay*	20% after deductible	30% after deductible
Non-Preferred Brand Name (Tier 3)	$150 copay*	20% after deductible	30% after deductible

*Plan deductible does not apply.

Learn more about the benefits of the mail order service and how the mail order service works.