Open Enrollment

Enroll in Your 2027 Ancestry Benefits November 2–16, 2026

Open enrollment is your annual opportunity to review current benefits elections and make changes, such as:

  • Change medical plans
  • Add or drop dependents
  • Enroll or re-enroll in Flexible Spending Accounts (FSAs)
  • Enroll in long-term care (LTC) insurance

To make any changes or to enroll in your benefits for 2027, make your elections by Monday, November 16. This deadline is firm. We cannot make exceptions if you miss the deadline, select the wrong plan or level coverage, or fail to enroll the correct dependents.

  • If you want to enroll or make changes to your long-term care (LTC) benefit, you must complete your enrollment or changes through Chubb Benefits (LTC benefits enrollment is not carried out on Workday).
  • To make any changes or to enroll in all other benefits for 2027, make your elections in Workday.

If you don’t make any changes, your current 2026 benefits elections will automatically carry over to 2027, except for FSAs. You must re-enroll in FSAs every year if you want to participate.

This page contains information about 2027 Ancestry benefits. The remainder of this site describes your 2026 Ancestry benefits. Please check back in early January 2027, when the site will be updated with 2027 benefits details.

Your Enrollment Checklist

Take these steps to prepare for open enrollment and to enroll in your 2027 Ancestry benefits.

1. Your Enrollment Checklist

Ancestry is committed to offering competitive, comprehensive benefits that support the well-being, security, and diverse needs of our employees and their families. As healthcare costs continue to rise, you’ll see higher monthly contributions, deductibles, and out-of-pocket maximums across our three medical plans in 2027. The share of premium costs paid by Ancestry and by employees is unchanged, and other plan features remain the same. Even with these changes, our benchmark data shows our rates, deductibles, and out-of-pocket maximums remain competitive within the tech sector for companies our size.

To help offset increases, UHC Rewards gives eligible employees opportunities to earn incentives throughout the year, including a $100 incentive for completing an annual physical. You can also explore Wellos, Real Appeal, and other health and well-being resources on the UHC Rewards page.

Check out the 2027 Benefits Guide to learn about benefits program details and 2027 costs.

Here are the changes we are making for 2027.

Medical Plan Updates

There will be changes to each plan’s deductible and out-of-pocket maximums:

Plan A
Plan B
Plan C
2026 (Employee Only)
Deductible: $500
Out-of-Pocket Max: $2,000
Deductible: $1,700
Out-of-Pocket Max: $3,400
Deductible: $2,500
Out-of-Pocket Max: $4,500
2027 (Employee Only)
Deductible: $750
Out-of-Pocket Max: $3,000
Deductible: $2,000
Out-of-Pocket Max: $4,000
Deductible: $3,000
Out-of-Pocket Max: $6,000
2026 (Family)
Deductible: $1,000
Out-of-Pocket Max: $4,000
Deductible: $3,400
Out-of-Pocket Max: $6,800
Deductible: $5,000
Out-of-Pocket Max: $6,850
2027 (Family)
Deductible: $1,500
Out-of-Pocket Max: $6,000
Deductible: $4,000
Out-of-Pocket Max: $8,000
Deductible: $6,000
Out-of-Pocket Max: $12,000

Flexible Spending Account (FSA) Limits

  • Health Care FSA: The maximum IRS limit projected to increase to $3,500
  • Dependent Care FSA: Up to $7,500 per household

Note that if you want to participate in an FSA, it is your responsibility to complete your benefits elections by the November 16 deadline. You must enroll in Health Care and Dependent Care FSAs each year.

Health Savings Account (HSA) Limit Increase

The maximum IRS limit for contributing to an HSA will increase to $4,500 for individuals and $9,000 for families. These limits include employer contributions.

This HSA enhanced contribution directly lowers your out-of-pocket costs and gives you more funds to put toward your healthcare expenses. It’s one of the key ways we’re continuing to invest in your health and financial well-being in 2027.

Employee Assistance Program (EAP) Consolidation

We will remove the Optum EAP and replace it with the Modern Health Care Connect EAP.

To access the new EAP program, please visit the Modern Health Care Connect EAP website. (Company code: Ancestry)

2. Join a Webinar

Have questions? Join us for a webinar on November 5 at 11:00 a.m. MT to learn more about our benefits.

3. Enroll or Make Changes by November 16, 2026

To make any changes or to enroll in all other benefits for 2027, make your elections by Monday, November 16. Keep in mind that you must enroll in FSAs each year if you wish to participate, because these elections do not carry forward to next year.

Questions?

Email peoplesupport@ancestry.com with benefits questions.

It is your responsibility to complete your benefits elections by the November 16 deadline. We cannot make any exceptions if you miss the deadline, select the wrong plan or level of coverage, or fail to enroll the correct dependents.

After the November 16 deadline, you can only change your benefits elections if you experience a qualifying life event, such as a marriage or the birth of a child. Changes must be made within 30 days of a qualifying life event.