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Open Enrollment

Enroll in Your Ancestry Benefits November 1–18, 2019

Open Enrollment is your once-a-year opportunity to review current benefit elections and make changes such as:

  • Change medical plans
  • Add or drop dependents
  • Enroll/re-enroll in Flexible Spending Accounts (FSA)

If you’d like to make any changes to your benefits or enroll in FSA for 2020, make your elections in Workday by Monday, November 18, 12:00 midnight PT.

If you don’t do anything, most of your current 2019 elections will carry over to 2020 with the same coverage you have today, but at 2020 rates.

Please note: This page contains information about 2020 Ancestry benefits. The remainder of this site describes your 2019 Ancestry benefits. Please check back in early January 2020 when the site will be updated with 2020 benefit details.

Your Enrollment Checklist

Take these three steps to prepare for open enrollment and sign up for your 2020 Ancestry benefits.

1. Review What's New for 2020

Ancestry is committed to providing a comprehensive benefit program designed to meet the needs of you and your family. We’re making strategic investments to enhance your experience with our benefit plan offerings.

We are excited to announce the following enhancements to our programs and an important change in our FSA and HSA administrator.

Check out the 2020 Benefits Guide to learn about benefit program changes, review 2020 costs for coverage and view a summary of how the plans work.

Medical Plans

Expanded Fertility benefits, including in-vitro, will now be covered up to a lifetime maximum of $20,000 under the UHC medical plans. Kaiser members will also have access to advanced fertility treatments, including one cycle of in-vitro. Please refer to the medical policy booklets for specific coverage and limitations.

Dental Plan

Orthodontia will now be available to adults and the lifetime maximum benefit is increasing to $2,000 . If you are currently receiving orthodontia treatment and have already reached the current benefit maximum of $1,500, effective January 1, you will be eligible for an additional $500 of coverage. Please refer to the Dental Benefits Summary for specific coverage and limitations. 

Protection for You and Your Family (Life/AD&D/Disability)

Basic Life/AD&D benefit maximum has increased has increased from 3 times your annual salary up to $1 million. The current maximum is up to $350,000.

Short Term Disability benefit maximum will increase from $2,500 to $3,500 per week (replaces 60% of your salary up to plan limit).

Long Term Disability benefit maximum will increase from $10,000 to $15,000 per month (replaces 60% of your salary up to plan limit).

FSA/HSA Administrator Change

We listened to your feedback and are pleased to announce, effective January 1, UHC/Optum Bank will become our new FSA/HSA administrator, replacing Navia and Avidia (Navia’s banking partner). You will receive new debit cards from UHC/Optum Bank by early January 2020.

What does this mean for HSA participants? Effective January 1, Optum Bank will be our new administrator for your Health Savings Account. After getting your consent during Open Enrollment, an HSA account will be established and your 2020 HSA elected contributions will be deposited into your new Optum account.

What happens to my HSA Account with Navia/Avidia Bank?

Your account will stay with Navia/Avidia Bank, unless you decide to transfer your money over to Optum or another bank. Stay tuned for more specific communication updates at the end of December on how to transfer your HSA money from Navia to Optum Bank.

What does this mean for Flexible Spending Account (FSA) participants? Effective January 1, UHC will be our new administrator for your FSA. You can still seek reimbursements from Navia for your 2019 incurred eligible expenses. Remember, you must re-enroll every year in the Health Care or Dependent Care FSA, or your participation will stop on December 31, 2019. Any eligible expenses incurred in 2020 will be reimbursed through Optum Bank.

2. Read the Open Enrollment presentation slides, or watch the recording

Learn more about your Ancestry benefits and what’s new for 2020 by reading the 2020 Open Enrollment Presentation - Utah or the 2020 Open Enrollment Presentation - California. In addition, you can watch the Open Enrollment presentation.

3. Enroll or Make Changes Through Workday November 1 – 18

Enroll in your 2020 Ancestry benefits starting on Friday, November 1, 2019 through Monday, November 18, 2019, at 12 midnight PT.


Call Health Advocate at 1-866-695-8622 for help thinking through your benefit choices. Email [email protected] if you have other benefits-related questions.

Note: By law, Health Care and Dependent Care FSA contribution amounts do not roll over automatically. These benefits will end on December 31, 2019. If you want to keep participating in these plans, you must take action and enroll with an annual contribution amount for 2020. 

Remember: After open enrollment, you can only change your benefits elections if you experience a qualifying life event, such as a marriage or the birth of a child. Changes are allowed within 30 days of the qualifying event. It's your responsibility to complete your benefits elections by the November 18 deadline. We cannot make any exceptions if you miss the deadline or select the wrong plan or level of coverage, or fail to enroll the correct dependents.